Hey friends, we did it! With the exception of our mortgage, we are officially debt-free! I’m still having some computer issues, so this post will again be brief. I did, however, want to pop in and share a couple of screenshots. The first one is what we paid during the previous billing cycle. Wow, is that ever a lot of money. All I can say at this point is never again!
This second screenshot is from our new statement. I’m not sure why they didn’t charge us interest. When I read the fine print, it looked to me that we would incur some, hence paying the extra $30. I’ll leave it for another month and then request it back. I guess I’m paranoid, and I don’t want to take any chances of having any new debt!
I’ll be heading out of town next week for a few days to see family and get my computer back up and running safely. If for some reason I’m not able to pop back in (the computer I’m using right now is super slow), I’ll be back to posting in a week or so. Thanks for all the encouragement you have given me on this journey!
Congratulations, you have worked hard for this. I follow a couple of bloggers who always have a reason to add to the debt. Makes me crazy.
Thanks! Unfortunately, we did add to our debt three times. First was for an unexpected surgery (Hubs hernia), the second was for our mortgage refi (we went from 30 yr to a 15 and decreased our interest from 4.5% down to 3.25. No cash out, but we rolled in the closing costs) and lastly there was our furnace replacement. At least two items were needs and the refi was a positive change since we are saving a lot on interest!
Congratulaions! That is huge. I remember the day we did it. Now we are working on paying off the mortgage. Enjoy yourself.
Thanks, Marybeth! We are excited for our next step!
Lucy, congratulations to you and your hubby. You have worked hard and stayed the course. I am so happy for you both. Such great news.
Thanks, Chris! It was a lot of hard work, but so worth it!
So awesome!! Congrats to your and your DH!
Thanks, One Family!
Congratulations of coming to the end of the debt journey!
Now onward to pay off that mortgage. 😉
Thanks, Sluggy! I’m eager to tackle the mortgage and combine it with saving! Our savings/checking accounts are begging for mercy!
What a great way to end October. Congratulations.
Thanks, Sam! I’m still pinching myself that we did it!
I’m so excited for you – and inspired – we have a ways to go, but WE CAN DO IT and it helps to know it can be done!!!! Still have to do a virtual happy dance, but I’m doing it 🙂
Thanks, Sue. You’ll be doing a real dance soon…but when you do, it will be for your own debt free success!
Lucy, a big congrats to you and your husband! You have attacked this debt with unwavering tenacity. It must be such a relief to have this behind you. Now, go get treat yourself to a hot fudge sundae. (That is what I would do. LOL)
Thanks, Isabella! It is a huge relief. As for the sundae, I did indulge in a chocolate shake a few days ago! Other than the calories, I felt zero guilt! Lol
Well done 👍👍👍
Thanks, Renee! We are thrilled!
Best post ever! This is what we’ve been waiting for…Congrats!!!
Thanks, Lizy! It has been quite the journey and I appreciate all the encouragement we received!
Congratulations!! I am so happy for you!!
Thanks, Michelle!
WOW! Huge congratulations to you guys. So happy for you both!
The $76K Project recently posted…Finances After 40 #7: Investing In Herself (Dragon Gal’s Story)
Thanks, The $76K Project! I’m sure you won’t be far behind us in doing your own debt free scream!
Congratulations!
Thanks, Dawn!
YEAH!!!!! So happy for you! That is just wonderful! I know it has been a long journey. So proud of you!
Thanks, Rhitter! It has been a long journey, but it was so worth it. You have made huge progress, too. I’m sure it won’t be long before you are there too!
Congratulations! Well done on paying off the debt! Hopefully, you will never have a need to get into debt, again! Enjoy being debt free!
Thanks, Bless. Nope, never want to see that debt again!
Congratulations!
Thanks, PattiCinCo!
Hi, I’ve read your blog for about a year now now and I squeaked with excitement for you when I read this (I’m not normally a squeaker). Delighted for you both. congratulations!!
Thanks, Jane! I appreciate you following our journey!