We did it! Discover (aka The Beast) is meeting its demise. Just yesterday, I picked up the check from the sale of our travel trailer. I wasted no time bringing it to our local credit union and was shocked when they were able to clear the funds without any wait time. I had figured there would be at least 10-day delay. The teller did need to place a call to the bank the check was drawn on, and then told me I could use the funds immediately. So, after I got back home, I went online, scheduled two payments and hit submit! One will kill off The Beast, and the other $3,500 will significantly reduce what we owe on our car. With Monday being a holiday, those accounts should be receiving their funds on Tuesday/Wednesday. You know I’ll anxiously be checking to see the impact!
So where do our numbers stand once these payments are received?
Car: $1,528.08
Citi: $6,350 (I went crazy and paid an extra $30 to bring it down to the next $50. Lol)
Visa: $8,751.95
Total: $16,630.03
From the proceeds of the trailer, we did hold back some money to cover snow tires for our car and also boost our sinking funds. Seeing our sinking funds get closer to where they need to be will help me sleep better at night.
Looking ahead, I think we may be able to pay off the car in full before November rolls around. In addition to our growing snowball, we also have a refund (I’m guesstimating around $400) coming from the annual insurance we paid in August for the trailer. I won’t miss paying that yearly bill either! No matter what, I’m going to give it everything I have. I want this debt gone!
In other news, we had our first snowfall of the season. It is way too early to see the white stuff! The sky being so overcast made for a gloomy picture. 🙁
Goodbye to THE BEAST!
I grew up in Alaska and remember that weird quality of overcast, snowy light. It lends everything a blue cast . . . pretty if you appreciate a change in seasons.
Priscilla Bettis recently posted…4th Quarter Goals!
I’ve always wanted to visit Alaska. Must have been a great place to grow up!
YIPPEE!!!!!! You are really rocking this!!!! We are still in the high 80’s….kill me!!!
Thank you! I don’t do heat, so anything above 75 is too hot for me!
AMAZING! You did it. You must feel amazing. The car will be gone in no time. I am so happy for you. 2019 is going to be your year to become DEBT FREE.
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Thank you! It does feel amazing! Bring on 2019 and debt freedom! Cannot wait!
Congrats! Now the car loan will be paid off in no time, too. Please keep the snow where you are, haha. I’m not ready for it yet, though it is beautiful
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Thanks! I’ve become so crazy about getting it paid off, my dogs are now living in fear of being sold. Lol Snow is absolutely something you don’t need with a house being built!
Good for you! It is still in 90s here.
Thanks! 90s…how do you stand it? I’m sure I’d melt! Lol
You are doing an amazing job!
Thanks!
Yay!! That is so great. Another one gone, gone, gone!! The car will be gone soon. You have come such a long way and are making such great progress. Looking forward to your end of the year totals.
Thanks. I’ve been tinkering around with the budget today. I want the car paid off ASAP!
Good riddance beast!!!! Way to go my friend!
Thanks! I am soooo happy to have that debt out of my life for good.