Navigating life and finances
Although the end of the month is still a few days away, I have made all the payments I can comfortably make for March. We have one more check coming, but it won’t be in our account until Friday. Tempting as it is, I know better than to make a payment without the money first being there. [Read more…]
The car repair/maintenance work we had done on Friday came under budget by $69. The total bill came to $1431. There were a few extra items (bolts, etc.) but I was able to offset these charges by reducing the initial estimate by using a $25 coupon and also opting not to have the cabin air filter replaced. We don’t smoke, and as for dust and pollen, we only drive this car in the Winter, so I didn’t feel this was an issue. Before we switch over to our Summer vehicle, we will get an oil change done. We will need tires before next season, but that will wait until later in the year. [Read more…]
Yesterday’s question and answer post about how much to keep in a baby emergency fund seemed to be a bit of a hot topic-well, at least compared to other posts I’ve written. Lol It was also nice to “see” some new faces. I appreciate all those of you who joined in on the conversation. [Read more…]
“This might be too personal a question, I’m not sure but how much do you like to keep in your savings account/emergency fund? I know Dave Ramsey says $1000, but even though we have debt, that doesn’t seem like enough to me and makes me nervous.” ~ Sue
Not at all too personal of a question, Sue. In fact, Hubs and I recently just discussed this. The short answer would be to have as much as possible. Keep reading for the long answer! [Read more…]
What’s happening in the world of A Dime at a Time this week?
To summarize, some good things and some not so good things. Let me get the bad over with first. [Read more…]
Having paid off another debt, I am super excited to post this mid-month update. So far for March, we have paid off a whopping $3,315.46. For those of you who might be new readers, Hubs and I set a goal to pay off 18(K) in (20)18. Having now already paid off $8,379.33 for the year, we are well on our way to achieving this goal. While our numbers will most likely slow down, we will continue pushing hard. We want this debt gone! Below are our total numbers. [Read more…]
Our federal refund was deposited into our account today. Woohoo! I have scheduled several payments, including paying off the hospital bill…IN FULL! Yippee! Who knew paying down debt could be so exciting? Lol With this, we have reached a goal of getting our debt below 40K before the arrival of Spring. I’ll be posting a detailed update tomorrow regarding where our debts now stand. Meanwhile, let me leave you with this.
Where have the past ten days gone? I meant to update this blog on more than one occasion but time somehow got away from me. I can’t say that I’ve been doing anything particularly exciting. Just doing the usual, working and paying down debt! [Read more…]
It was a busy week. Well, at least for me it was! I managed to work four days in the office (cha-ching!) and (cha-ching) today did a five-hour shift taking care of the preemie. Being in debt, I never turn down the hours that become available. I’ve already been asked to cover two full days next week with the preemie. Good thing as things will be slower in the office. [Read more…]
“You are so lucky to have someone who is willing to take the time and help you. My husband is on board with getting the debt paid off, but he doesn’t want anything to do with it – really doesn’t want any details at all so it is hard for me to sometimes figure things out on my own.” ~ Sue
The above quote is a comment made on a blog post over at Destination: Planet Debt Free. Other than that she and her husband are also desperately wanting to get out of debt, I don’t know much about Sue. Based on one of her other comments, I’m guessing that they are in a similar age bracket. What struck me, though, was the part about her husband being on board with wanting to get out of debt, but also not wanting anything to do with it. Is it possible to be both an active and passive participant in the war against debt?
I think so. [Read more…]