As I close the books on my 2018 budget binder, I felt it only appropriate to take a moment and look back at some highlights of the year. While there were several highlights, I narrowed them down to my top three. [Read more…]
2019 Goals. Keeping it Simple.
Yikes. We are almost a full week into 2019, and I have yet to post my goals. Initially, I had a planned to write a (cough) an elaborate itemized timeline of everything I hope to accomplish. Given the way the year has started, I quickly ditched that idea. I am now going to keep it simple in 2019. [Read more…]
Catching Up With Life
Happy New Year everyone! Sorry that the blog has been so quiet. With Hubs home for the holidays, working more hours with the kiddo, my business picking up (clearance sales!) and what feels like endless issues with my elderly father, well, life has been a bit chaotic. [Read more…]
Pesky Numbers
I’m back at it today, playing with the pesky numbers. Before I delve into all what’s on my mind, let me first give a mini update as to where we currently stand with our debt payoff. As the usual, not a lot of change in the first half of December. We paid another $600 towards Citi, bringing it down to $4,200. Our Visa remains at $8440.44 as the statement closing date is later in the month. For those who dislike math, our total owed is now $12,640.44. [Read more…]
Business Banking Woes and Business Goals
Today I finally decided to finish tackling the change with my business banking. My old bank sold out to another one, resulting in far more changes than I prefer. The transition was anything but smooth. I hope this isn’t a sign of things to come. Today I spent nearly an hour on the phone resolving online issues, getting new checks and a new debit card. [Read more…]
Tough Decisions
The past week has been busy, both on a work level and personal level. I covered a lot more hours with the baby while his grandmother was out of town. I’m happy with the extra money I earned but will say I didn’t enjoy the early mornings, long days or my RLS symptoms which were exacerbated by being more tired. Those earnings certainly do come with a price! Anyhow, the purpose of today’s post isn’t to complain about my physical ailments. Tough decisions are what has been weighing heavily on my mind. [Read more…]
Snow Day Happenings
What does one do on a snow day? Well, for one thing, I avoid going anywhere! We’ve been under a Winter storm warning all day and still have several hours to go. Accumulation total of up to 12 inches is what the weather reports said we could see. Hard telling how much we’ve had as the wind has been blowing the snow sideways most of the day. Clearing the driveway isn’t going to happen until the weather settles down a bit. So glad I didn’t have to go anywhere. Same goes for tomorrow. [Read more…]
Another Why
Since I stayed home from work today due to coming down with a cold, I figured I’d write about one of our big “whys” for being so desperate to get out of debt. On a quick side note, I do realize that missing time from work doesn’t do a lot to help us reach this goal. The kiddo himself was sick this past week and likely passed it on to me. Sigh. If it were anyone else, I’d be tempted to give it back. Lol [Read more…]
Update Time: 11-30-2018
Time sure seems to go by fast these days. It feels like I just did an update not too long ago. Being down to only two debts (not including our house) it doesn’t seem like all that much is changing. But hey, the total is going down and that is the focus, so no complaints here! Without further ado, here is where we currently stand. [Read more…]
Home Again!
We have returned from our trip to visit family. Our primary reason for going was to visit our aging parents. At their ages (my dad is 90, and my MIL is 91) putting it off until we pay off our debt isn’t a good option. I last saw my dad in July. Sadly, I noticed a considerable decline in his cognition. We stayed at his condo for two nights, and there were many times it was almost as if he was unaware we were even there. More and more, he is retreating into his own little world. As difficult as it was to see these changes, I am happy that for his sake he is so unaware. Of course, this will present its own set of challenges when we do move him to assisted living. When I brought up the subject, he was adamantly opposed. Unfortunately for us as a family, we will need to cross that bridge sooner than later. On a brighter note, given his age, physically he is doing exceptionally well. Although we strongly discourage it, he even navigates stairs with relative ease. [Read more…]
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