A Dime at a Time

Navigating life and finances

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9 lives

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Our senior dog is holding his own!

9 lives really applies to our elderly dog.  Yesterday morning I thought for sure that today I’d be at the vet making a painful decision.  As the evening progressed, this dog who couldn’t stand on his own, started to perk up.  I had been giving him syringes of water and food throughout the day, which I knew he didn’t like.  At one point he stumbled his way to his water dish and drank on his own.  He also ate some chicken I put in front of him.

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For the love of pets

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Letting go is never easy…

One of our elderly dogs is sick, again.  We went through this about a year ago.  He quit eating, quit drinking and became lethargic.  Our vet managed to pull him through with IV fluids, an appetite stimulant (x2) and me syringe feeding him a high caloric (and highly expensive) food.  This course of treatment also involved several equally expensive tests to determine what was wrong, which ultimately we never really did find out.  Here we are a year later back to the same thing.

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Thank you Facebook. I needed that.

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Turns out that I was meant to be an author!

Have you ever taken one of those Facebook quizzes that can supposedly guess your age, your personality, what celebrity you are most like, etc?  For the most part, I usually skip right on by these types of things.  I can probably count on one hand how many of these quizzes I’ve actually ever done in all my years on Facebook.  For one thing, I’m not a social media junkie.  Second of all, so many of these quizzes are just plain silly and I have better things to do with my time.  Not sure why, but this morning a quiz shared by a friend caught my attention.  “What were you meant to be?  What is it that drives you?”  Well now, who wouldn’t want to know their true calling in life?  Lol.  So, I took the bait and clicked the link…

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A Daughter’s Review

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Dave Ramsey’s Smart Money Event

I finally had a chance to talk to my daughter and hear what she had to say about Dave’s Smart Money Event.  You know I was biting at the bit to hear all about it!  I would have loved nothing more than to have had her actually write this review, but given that she has no idea I’m even writing a blog about our own journey, you’ll have to hear her review second hand from me.

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The Debt Club

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This club has far too many members!

If there is one thing that blogging about our journey to get out of debt has made me realize, it is that we are certainly not alone.  Being deeply in debt is not some type of exclusive club.  In fact, there really are far too many members!  There is, however, one big difference that does set us apart from those having a general membership status…we are actually trying to do something to change it!  I say “we” because whether you are a blogger yourself, or even simply a reader, I doubt you’d be visiting my blog if you weren’t also looking to end your own membership in The Debt Club. [Read more…]

Random ramblings

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8+ hours to update a new GPS?

Sorry for my no show on blogging yesterday.  My DH asked me to update his newly purchased GPS.  Shouldn’t have been a big deal, but it took well over 8 hours.  Crazy!  Using my smartphone, I googled to see if this was “normal” which apparently it is.  While I could have still used my pc, I didn’t want to push my luck as DH absolutely needed to have it by the time he was ready to head back out. I also do have a tablet and netbook, but I find typing on those gadgets cumbersome.  So, a day later, here I am.

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Achy and blah

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Please don’t let this be the flu!

Woke up super early this morning feeling achy and blah.  I’m hoping it is simply the lack of sleep I’ve had over the past few days. Whenever my DH is home, I never sleep well.  Weird, I know.  Between his snoring and hogging the blankets I toss and turn all night.  We do have two other beds I could retreat to, but they tend to bother my back.  Being ever so afraid of catching the flu (should it be that) DH has agreed to sleep in on of our spare rooms tonight.

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If you aim at nothing, you’ll hit it every time~Zig Ziglar

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Tentative Goals for March

I am feeling a bit in limbo right now.  Our taxes have been sent off to our CPA, but I almost hate to set any financial goals until I know for certain where we stand. I honestly thought about just holding off until we knew something concrete.  But as Zig Ziglar says, If you aim at nothing, you’ll hit it every time. With that quote in mind, I have decided to go ahead and make a few goals for March…

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The (almost) end of the month review for February

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How much did we pay off?

February turned out to be an awesome month for us.  For the debts on our snowball list, we paid off $3,444.93!  Keep in mind that we received a large escrow refund in January so $2525 went towards eliminating a home improvement loan.  Although I added it to our total, I like to point out that $919.93 was paid from our regular incomes, selling things and simply cutting back.  Admittedly I’ve often felt a tad discouraged when I’d read of others eliminating enormous amounts of debt each month while we struggled to pay off a few hundred.  While we do have a decent income, we also have an indecent amount of debt to pay off.  I want to give hope that no matter where you are in your journey, you can do this too!

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More mortgage payment issues

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The never ending saga.

I am really beginning to dread the first of the month.  This is when our mortgage payment is supposed to be made.  We had issues last Summer with them not taking the payment.  Thought we had it straightened out yet to go through the very same thing on this month.  February 1st came around, we had the money in our account, and yet they still didn’t take the payment. Took multiple calls to get that (supposedly) back on track.

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