Uncategorized – Page 29

The people we meet in our neighborhood

March 24, 2017 By: Lucy6 Comments

So far no sign of the Joneses!

Personal Finance blogging is an interesting neighborhood. Being fairly new, I’m just getting to know some of my neighbors. So far I am happy to say that I really like them all! My neighbors seem to remember exactly what it was like to be the newbie in town and have welcomed me into the community with open arms. Many of my neighbors have been around for a long time and I appreciate their words of encouragement. Some of my neighbors have super fancy homes, others have more humble abodes and yet others are simply happy to have places to visit to share tidbits of their own journeys. When it comes to going to their blogging homes for a visit, no matter what their status, I feel a true sense of caring. Despite my age and heavy bags, they keep cheering me on. My neighbors all seem to understand me, as they have at one time or another carried similar baggage. [Read more…]

Push me and I’ll push back even harder!

March 24, 2017 By: Lucy6 Comments

When credit cards don’t play fair.

We can raise your credit card APR just because we can! Sure does seem that way, despite who they want to blame it on. Fellow blogger Rhitter94 over at Planet Debt Free found this out yet again this morning. For her, it was the third time in 15 months that this has happened with one of her credit cards. As aggravated as this understandably made her feel, I commend her attitude… “It just strengthens my resolve to work harder about paying off my debt.” And she is right. Push me and I’ll push back even harder! [Read more…]

Learning From Others

March 20, 2017 By: Lucy8 Comments

Feedback welcome!

Ever since embarking on this journey to get debt free, personal finance blogs have become my all time favorite thing to read. From beginner blogs to the very established and well polished blogs, I never tire of reading them. To say that I follow a lot of blogs would be a gross understatement. While I don’t always necessarily agree 100% with what I read, there is usually something I can glean from each post. The key is in being open to learn from others! [Read more…]

Taking on extra jobs

March 16, 2017 By: Lucy4 Comments

Increasing the snowball.

Today I accepted the seasonal position I had previously written about. It was actually a job I worked last Summer but was on the fence about doing again this year. Not because we don’t need the money, because we mostly certainly do! I simply needed to be smarter when it came to negotiating the position. This year I said no to being on salary and also when presented with the hourly wage, held my ground for more. I also wanted to have some regular hours rather than just being on call. While in the end I won’t necessarily make more money from this job for the season, I will be working a lot less hours. Less hours at the seasonal job means that my regular part time job and also my growing business, won’t be negatively effected as they were last year. Since we have been managing for the past 6 months without the pay from this seasonal job, it will all be applied to our snowball. [Read more…]

Sweet Relief!

March 13, 2017 By: Lucy4 Comments

Taxes are completed and we don’t owe!

Oh such sweet relief to see that we don’t owe! These darned taxes have been weighing me down since the beginning of the year. First to gather all the information for our accountant and then waiting on the outcome. Admittedly, I stress over taxes every year. This year felt a little worse with having started a new business. I worried about the books, I worried about not paying enough, I worried about being hit with a huge tax bill, I worried about getting them finished on time, I worried about everything! [Read more…]

Welcome!

March 12, 2017 By: Lucy6 Comments

So thrilled to have you as my first visitors!

The past few days have certainly been busy ones. I’m still doing some unpacking, changing a little decor, and sending out notices of my official move, but I feel I’ve made enough progress to finally invite people over! So as not to confuse anyone just now stumbling across my blog, I moved from Blogspot to self hosting. I also decided to change my blog name to a domain I already owned. You can read all about that right here. I’m feeling so good about this move and hope you like the changes too! [Read more…]

New address, new name!

March 10, 2017 By: Lucy2 Comments

Yes, I am moving and changing my name…er, I mean my blog is!

So, when I first started The Line has been Drawn, I really didn’t know exactly where it would go. All I knew was that I was finally completely ready to get out of debt once and for all and while doing so, share my journey with the world. Having started two other blogs before and subsequently ended them, I wanted to be absolutely sure that this time was it. One of my other blogs was about what it is like having a “work-away-from-home husband.” That ended mostly because I ran out of fresh material to write about. I felt like it had reached a dead end. My other blog was supposed to my journey about getting out of debt. Problem though was my husband and I weren’t quite yet on the same page. Not to say that you can’t go it alone, because I know others have done it. Ultimately that combined with far too many other distractions in my life (selling a house, moving over 400 miles away, new jobs, health issues, etc) I just had far too much going on to remain focused.

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Sometimes you just need to spend money

March 9, 2017 By: Lucy6 Comments

I broke down and brought our senior dog to the vet.

Today I took our elderly dog to the vet. Although his balance was getting better, he still wasn’t himself. I hated watching him get weaker and weaker from lack of nutrition. Although the vet couldn’t’ say for certain, it would appear that he is suffering from Idiopathic Peripheral Vestibular Disease, which is also referred to as Old Dog Vestibular Syndrome. I declined to have blood work taken, but did agree to a round of antibiotics, and anti-inflammatory injection and also another medication to help with nausea. I also purchased 12 cans of the high caloric prescription diet. $170 later, hopefully this will do the trick and get this old boy back to feeling better.

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No Patti, you are not alone!

March 8, 2017 By: Lucy11 Comments

“Ya know, we (all 3 of us) are scarily alike in our situations……I am so glad I am not alone.”

These snippets from a comment left by Patti on yesterday’s post really struck a chord with me. She is 100% completely right! When my husband and I embarked on this journey to get out of debt, I felt very much alone. The majority of blogs seemed to be written by people far younger than us. Even most of those doing their debt free screams on the Dave Ramsey show seemed to be the younger crowd. God bless them for being smarter than us. If we could turn back the clock 20+ years I know we would do things differently but we can’t. We must deal with where we are now and we are. [Read more…]

What to do when your security gland goes berserk.

March 7, 2017 By: Lucy6 Comments

Making peace with your security gland.

Having an overactive gland is not something new to me. My first experience was 5 years ago when lab work wasn’t picking up on my thyroid gland that had gone berserk. I could tell something wasn’t right but test after test came back normal. After having yet another routine test (well, as routine as a colonoscopy can be!) that was what finally put me over the edge. The physical stress of that test acted as a catalyst that put me into full blown Graves’ disease. This time, however, I was now critical. To make a long story short, my thyroid was ablated less than a week later. That health problem is now kept in check with a little pill I take every morning and continued routine lab work. Now all these years later, I find myself with yet another gland going berserk. This time it is my security gland. [Read more…]