A Dime at a Time

Navigating life and finances

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The Two Scrooges of Black Friday

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Just because it is on sale, doesn’t mean we need it!  

Don’t you just love all the consumerism surrounding the holidays?  No sooner do we finish giving thanks for all we have only to turn around and think we need so much more!  Don’t get me wrong; I enjoy looking at all the great deals, too.  But, I also need to remind myself that there is a huge difference between want and need.  And that is when Hubs and I became a Black Friday Scrooges! [Read more…]

First day on the job…again!

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Today I felt like the new kid on the block.

Today was my first official day of training at what has been my very part-time job.  Funny but even though I have worked in this office for over two years, I felt a bit like a newbie.  I think I’ll be fine once I learn all the ins and outs of the different programs. Jobs are hard to come by in our remote area, so I am thankful for the opportunity to learn.  In a larger area, most companies would want someone with a degree in business administration.  Here, well, while jobs are hard to come by, apparently so are employees.  Lol  While the position doesn’t pay super well it isn’t too far off from what nurses earn in our area.  Nurses here are grossly underpaid for the responsibilities they have.   [Read more…]

Customer is King, except at Walmart

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Why I am taking my crown and my money elsewhere.  

Has Walmart completely lost sight of who it is that keeps them in business?  In the highly unlikely chance that one of their higher-ups may be reading this (hey, you never know!), let me offer a clue: it is the customers!  Fortunately, at least for the majority of us, we are in control of where we spend our hard-earned money.  And after yet another horrendous experience in Wally World (aka, Walmart), I’ll be spending mine elsewhere!  [Read more…]

Business as usual

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Plenty more boring posts to come!

The consensus of the comments on the post from yesterday speaks volumes.  It will be business as usual here at A Dime at a Time. I think Hubs was a tad surprised at how many of us do enjoy reading and talking about numbers!  His loss, our gain.  Now maybe he will leave us me alone.  I guess it is a good thing he doesn’t comment, or at least not on the blog that is!  Lol. [Read more…]

Boring!

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My most boring post ever!

Can you believe it?  Boring is the word my Hubs described yesterday’s post!  Yes, Hubs does read my blog.  He even told me it is the highlight of his day.  Well, until yesterday that was!  Pretty sad right there!  But to hear him say it was boring?!  Seriously?  Call me crazy, but I love getting down to the nitty-gritty of the numbers. Sorry to disappoint you, Hubs, but the numbers are a big part of what I like to write about!  [Read more…]

Home for Thanksgiving

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Thankful!

Hubs will be coming home for Thanksgiving!  We just received the word yesterday!  I don’t know all the details yet, other than I’ll need to pick him up at the airport Wednesday evening.  Hopefully, he will be home until Monday morning.  Given that he had been home for an entire month, we weren’t sure if his company would approve him coming back so soon afterward.  We also live in such a remote location that flights are super expensive, even more so during the holidays.  So now I need to start planning! [Read more…]

Early to bed and early to rise…

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Early to bed and early to rise, makes a man healthy, wealthy and wise.  

We’ve all heard that old saying attributed to Benjamin Franklin.  If that were true, I ought to have a whole lot more Benjamins in my bank account!  As for the healthy and wise part, well, I do try to work on the health part, and since they say that wisdom comes with age, I’m getting there too.  Lol   [Read more…]

Bring on the energy!

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No time for being tired when you are battling debt!

“Your labs are way off.”  That was how my day began, with a call from my doctor’s office.  No surprise, given how tired I’ve been feeling lately.  Not only was I getting a 25% increase in my thyroid medication, but I am also going back to using the name brand drug.  In an attempt to save on my prescription costs, earlier this year, I had requested switching to the generic.  Thyroid meds can be tricky, and not everyone responds the same way to generics.  Apparently, I am one of those who does not do well with the generic. [Read more…]

Hitting the play button.

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Off to a bit of a rocky restart, but our journey continues.  

Monday was a day of mixed emotions with Hubs having returned to work after being home for a month.  While I hated to see him leave, I also felt eager to resume the journey to financial peace we embarked upon 11 months ago.  This past month has been one of feeling we had hit the pause button, and now with Hubs back to work, I feel we have again hit play.    [Read more…]

This is a test

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I give our roof an A+!  

Well, the 5 inches of snow never materialized, but we certainly have had a lot of rain.  In fact, it hasn’t quit since starting last evening.  After coming home to a leaky roof on Tuesday, this rain should have had me reaching for buckets.  Although I obviously don’t know what is going on underneath the shingles, I can say that we have not had one single drip inside the house.  I should probably be knocking on wood for even typing this.  My hunch is that the leak we experienced had something to do with the driving force of the rain (it was wicked!) and the flashing around the clearstory windows.  For the time being, I’m just glad the rain remains outside.  A repair will still need to be done, but given the time of year, other than try to prepare, there really isn’t much of anything we can do about it right now.   [Read more…]

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