Navigating life and finances
Which team is yours?Have you ever looked at an area in your life and thought “Wow, I’m really on the B team with this one!” I believe that it is safe to say that at some point or another, we all have felt that way from time to time. Let’s face it, while it would be awesome to automatically excel at everything we do in life, that simply isn’t reality, or at least not for the majority of us! [Read more…]
Getting out of debt takes sacrifices, but there are things that I still won’t give up!Looking in my pantry earlier today, I couldn’t help but wonder about the pantries of others who are digging themselves out of debt. Lately, my pantry looks beyond sparse. I’m sure anyone else taking a look would have to wonder what I even eat! There is some store brand canned goods and other basic cooking supplies (can we say beans and rice!) but then almost sticking out like sore thumbs, there are a handful of name brand items. Yes, there are some things we simply won’t give up, no matter what the cost. As we travel this road, there is are also 2 (yep, just two!) other things that are also non-negotiable. So then, just what are these things? [Read more…]
Because…”If you aim at nothing, you will hit it every time!” ~ Zig ZiglarA new month is upon us which for me means setting some more goals. While I may not always hit my goals a list gives me something to strive for. I also feel these monthly goals go hand-in-hand with the old saying “How do you eat an elephant? One bite at a time!” It goes without say that my ultimate goal is for us to become debt free, but unless we win the lotto (we don’t play!) there is little chance to no chance of that happening in the next month. So for now, the best I can do is take it month by month until this debt is all gone. My goals for April are as follows: [Read more…]
Because it all adds up!How little is too little? I was thinking about that the other day in regards to coupons. Several years ago I left a $0.25 cent coupon on the kitchen counter of a patient’s home. At the time I was working as a nurse doing in-home care for (what were classified as) highly skilled pediatric patients. Being in a person’s home for sometimes 40 hours a week, you can’t help but to become a little bit like family, especially more so as the years go by. Such was the case with this patient and his family. While I would never meddle in their personal business, simply by being in their home, it was easy to pick up on certain things. Money was tight for them, as it is for a lot of families caring for a loved one at home. As a caregiver, you quickly learned what the insurance covered and what they family purchased out of their own pocket. This $0.25 coupon was for an item the family regularly purchased…and they purchased a lot of it. [Read more…]
But this doesn’t deter me! It isn’t looking favorably that I will meet the goals I set for March. While naturally I would have preferred to have met them, in no way do I feel deterred. Some of them were set with the probability of not even coming close. My mindset is always to aim high, which motivates me to strive for more. So how did I do? These were the goals I set along with my progress. [Read more…]
